STL CREDIT REPAIR PACKAGE: 5 steps to put yourself on the road to recovering a 750 credit score or above!

If you were going to fix your credit, you would’ve done it by now wouldn’t you have? Have our partner team send all the dispute letters and follow up for you every 45 to 60 days. In 6 months to a year your credit will be back where you want it!

1. Step one: BECOME A CLIENT: 

    1. Pick the package with enough LIVE meetings per month that you need. 

    2. (We recommend a bare minimum of 4 hours per month, with 2 LIVE meetings, so pick the 4 hour package or the 8 hour package to start. Half the hours apply to BACK OFFICE work.)

    3. ACTIVATE a plan here: https://www.stlpsi.com/pricing-plans/list

    4. Let us know what DAY of the week and time you want to meet based on the package you pick. 

Step 2: THE XXXXX Company: 

A. —Get signed up at The xxxxx; we will get you on the phone and do a warm introduction to make sure you get started off right. Please allow one hour in your schedule. (1 HOUR); 

B. —CLICK on each and every credit item on your credit report that you want to DISPUTE. 

C. —ACTIVATE their upgraded service to get a new $5000 LOC which counts as being paid on time and shows as a trade line when you pay your monthly payment of $149/mo. 

3. Step 3: CHIME:  

    1. Build 3-6 trade fresh lines that  you’re already paying each and every month; it will begin to report as a trade line to the credit bureau. 

    2. Fund $300-$500 into this checking account each month and select bills you already pay like Netflix, Hulu, Google workspace, Amazon, and if you’ve paid them on time for it at least three months consistently, they’ll begin to report, raising your credit score monthly. 

    3. Please use our link: Join me on Chime and get $100. Terms apply. https://www.chime.com/r/stuartlong2/?c=s

Step 4: MYFICO: 

Get signed up at myfico.com ; these are the actual scores the banks actually use!

    1. to be able to see your TRI- MERGE scores report update every month, 

    2. you’ll have to pick level 2 for $29.99 a month; check it monthly each time it refreshes. We recommend you look at it daily to see updates or alerts 

    3.  banks actually use these FICO scores which will be reviewed in multiple categories such as mortgages, car loans, credit cards. Each of these areas uses a unique and different FICO score whereas your bank will typically give you a weighted average score which doesn’t reflect the actual score of the Banks use to approve you for specific loans.

Step 5: KOVO: 

Get a $240 line of credit that you pay that $10 a month for that actually reports as a trade line that you’re paying on time. Please use our link http://kovocredit.com/r/25KV6ZU3